Democratising finance

Master of International Business

In the seven short years since Jacob graduated from Griffith University, he has already been acknowledged by his peers as the key driving force behind the transformation of the Scandinavian loan industry - a feat that most would consider impossible to achieve in one of the most traditional and complex finance markets.

Upon graduating from Griffith, Jacob joined Advisa, a Swedish loan brokerage firm, in an entry-level role, where he was to make roughly 200 cold-calls per day. Six months into the role, he launched a new department which introduced new revenue-generating business verticals as well as new approaches to handling customer enquiries.

Not satisfied with the level of improvements for the end consumer, Jacob expressed his desire to turn the entire industry upside down by democratising the loan application process, saving money for millions of Scandinavian people, and developing a new career path for Millennial's.

A natural leader with an obsession to get to the root cause of an issue or opportunity, Jacob quickly rallied three other professionals and together in 2014, they launched the loan marketplace platform Enklare. Today, Enklare serves as the third largest and most successful loan marketplace platform, has employed over 500 youths, and has disrupted an industry mired in red tape, complexity, and information disparity. Due to Jacob’s operational, managerial, and growth/scaling excellence, he is now highly sought after as a judge and mentor for some of the world’s most prestigious startup and business plan competitions, included but not limited to Rice Business Plan Competition and Princeton Tiger Launch.

Mr Karaduman has also played a formidable role in shaping his colleagues' professional outlooks, something he continues to do naturally not only for his 140+ employees at Enklare, but for emerging startups, organizations, and communities.

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